The indicator of conditions of business Ifo environment of Germany has raised for October contrary to forecasts

The indicator of conditions of the business environment of Germany, counted by German economic institute Ifo and reflecting prospects of development of German and European economy, has made 107,6 points for October in comparison with 106,8 points last month. Analysts, on the contrary, predicted decrease in an index to 106,5 points.

The indicator of an estimation of current conditions Ifo has raised for October с109,7 point to 110,2 points at the forecast 110,0 points.

The indicator of economic expectations Ifo has made in October 105,1 points in comparison with 103,9 points in September. Decrease in an indicator to 102,9 points was predicted.

Retails in Canada have raised on 0,5 % in August

Volumes of retails taking into account rates of inflation have increased in Canada in August on 0,5 % to $36,1 billion we Will notice that throughout two last months retails remained without changes at former level.

Growth has been fixed in 6 of 11 sectors of retail trade on which share it is necessary about 70 % of all sales. The greatest growth of sales in money terms, the made 2,1 %, has been fixed in sector of gasoline stations.

In turn, the greatest falling of the sales which have made 1,8 %, was observed in book and musical shops, and also shops of the sports goods.

Corruption in Russia – United Russia "merit"

Moscow, the Big finance. For last 2 years, at overwhelming majority of presence of "United Russia" in the State Duma, and also in the higher state structures of the power of subjects of the Russian Federation the situation with corruption only has worsened. Whether carrying out of the given parallels is proved, – you ask? Yes it is proved!

Any social institute which gets access to the power aspires to remain on top as it is possible longer. "United Russia" fairly was late in the power and does everything to remain there for ever. If it is primary, its policy has really been directed on creation of the liberal and socially-focused state last two years it has considerably changed, having given way to conservatoire moods. But this only external display, and what actually?

And actually, instead of and further to spend economic transformations, being in power "United Russia" began to advance the people in all public authorities are, of course, it is not advertized, but it so – to 70 % of heads of all public authorities of various levels is occupied with members of "United Russia". In it also it is necessary to understand, so-called, "conservatism" from "United Russia".

Not absolutely fairly, but it is quite logical and clear – the power is fixed on places with use of imperious powers. Yes to us, ordinary citizens, by and large and all the same – the main thing that our rights observed and there would be any stability. But it hasn't occurred …

Increasing the presence at public authorities "United Russia" hasn't taken care of cleanliness of shots – structures much, people too it is necessary much and where them to take?! Yes somewhere, only was a member of "United Russia" and approached on qualification a little. And in such потоковом political "manufacture" can't do without marriage, moreover and in such deadlines.
Yes, the problem a minimum has been executed – now what not the official, the United Russia party member. But quality of these United Russia party members leaves much to be desired – every second коррупционер. Worst of all that image of these officials and bureaucrats was transferred also to "United Russia", and instead of once party-savior of Russia, before us oligarchical federal the structure (octopus) with the branched out officialdom which activity is directed only on preservation of the power at any cost – by the rights and freedom of citizens, democratic ideals, liberalism, a legal society now was. Many facts testify to it – the facts of acceptance of laws which limit in the rights of ordinary citizens and strengthen state structures, the official counteraction of opposition at all regional levels, the antisocial laws, existing practice of "confidential" voting in the State Duma – one for everything, and also corruption growth, a latching of small-scale business and lobbying large.

So why "United Russia" is guilty in corruption growth – the basic thesis of given article? Because its people also are present practically on all supervising posts where this corruption and prospers! And as it is known – fish decays from a head …

Whether is logical to solve the given conclusion only to you, it only opinion – private opinion!

How News Affect Forex?

The global financial markets are interconnected and depend greatly on the financial and macroeconomic statistics. The Forex market is not an exception. Currency rates — the basic instruments of the foreign exchange market — are affected by the by major financial news, fundamental statistical reports and important geopolitical events. But nothing compares to seeing the actual effects of the news on the Forex market. Here you will find three major examples of such influence.
Monetary Actions

Such news as monetary policy decisions by the major central banks have an immediate impact on the currency pairs. If the interest rate is changed too fast or too slow, or an unexpected comment is made about the future interest rate changes, the currency pairs rally or fall with a speed of light. When the Federal Open Market Committee (FOMC) of the U.S. Federal Reserve announced its first rate cut from 5.25% to 4.75% on September 18th, 2007, after a long series of the rate hikes, it pushed EUR/USD up. On the EUR/USD hourly chart below you can see a jump in the rate as the dollar lost a part of its attractiveness with the lower interest rate and the euro advanced. The reaction has been instant and a strong bullish trend has followed afterwards.
Macroeconomic Releases

Another important type of Forex news that has a strong and immediate impact on the currency rates is the macroeconomic releases and reports. One of the most noticeable effect belongs to the U.S. quarterly GDP data releases. If the reported quarterly change differs from the expected value or is simply significantly above/below the previous quarter, currency market react with unpredictable fluctuations. When the Bureau of Economic Analysis (U.S. Department of Commerce) released its advance GDP report for Q2 2008 on July 31st, 2008, a sharp spike appeared on all dollar-related pairs. The reported change was +1.9%, which was below the expected +2.3% value. The presented chart shows EUR/USD hourly price movement with a strong spike-like candle exactly after the GDP report has been published:

Geopolitical Events

Some global geopolitical events have a considerable influence on the Forex market. Wars, political scandals, elections, peace treaties, nuclear bomb tests and terrorist attacks usually result in a lot of consequences and expectations regarding those consequences. And the currency rates respond to such events with the fluctuations that end up in termination of the old trends and setting up of the new long-term trends. September 11th attacks upon the United States was a major global event that was followed by unprecedented geopolitical consequences — war in Afghanistan and Iraq, higher spending on U.S. war budget and a higher U.S. fiscal debt. It can be seen on the EUR/USD monthly chart below that the September was one of the pivotal points in trend reversal from a bearish one to a bullish one. The dollar has been falling since then:

As you see, the impact of the news on the Forex market can’t be ignored. Whether you trade intraday or long-term, your currency positions will be affected by the Forex news. That’s why it’s important for the currency traders to monitor all the related news and make the market decisions in relation to them. 

Ikon forex “US economic data was weak, UK national debt surged up sharply”

Ikon forex “UK national debt surged up high sharply on Friday (October 8), and the yield rate of the national debt was up to close the record lowest point in August, and the previous employment data was suddenly weak, which pushed the expectation of the US FED taking the further quantitative easing policy in the forex market surged.
Affected by the strong buying in the Asia forex market, UK national debt performed better than the Germany national debt, it was saying that the central bank of Asia bought in UK national debt to invest in many sections.
The UK national debt was closed 0.69 higher at 125.37, up to close to the highest point at 125.56, better than the Germany national debt.

Return of a part of payments

Round giants of the Internet industry образовывается the whole legion of the various services, helping to live to these monsters and their clients/users. Services are given absolutely various: for example, creation of correct profiles in social networks or colourful images for eBay. Recently for Russian-speaking users of the mentioned auction eBay, and also Internet shops Amazon and Boutique service Profitbid has opened, offering to reduce the price of purchases by return of a part of means at the expense of incomes of the specified shops and auctions.

First of all, Profitbid "is ground" under work with auction eBay. eBay is the biggest Internet auction in the world. He that earns a beret from sellers the commission which size depends on the several factors including cost of a prize, the sale form (auction or the fixed price), advertizing and advancement methods. Partners eBay, involving buyers on auction, receive a part of these earnings. And so Profitbid also is one of auction partners, and service suggests a part of partner earnings to give to buyers, stimulating, thus, to make purchases, using its partner references.
Service approaches as beginners who do the first purchases, and more to experienced users who know eBay up and down. Return of money resources occurs cash or WebMoney and makes from 24,99 % from profit of auction from each prize, without the minimum threshold of a conclusion. To specify percent of return from cost of the goods it is more difficult. Average indexes of 1-10 % from cost without transfer, and the cost is less, the it is more earnings of a platform and as consequence of users of described system. That return has passed, it is important not to forget what to come to stake on eBay it is necessary always under partner references ProfitBid or using their system of search in auction. That employee ProfitBid could define then, how many money returns to the client, that needs to specify number of the bought prize and date of fulfillment of the transaction. All зачтенные returns are visible to the client in "private office". At cashing in of means the commission of 3 % (its beret PayPal) will be subtracted.

The seller of the goods on eBay about return of a part of means to the buyer won't be, and hardly it is interesting to it, whether there was all money with auction or only a part.

All registered users ProfitBid also have the right to return of cash from purchases in the American branch of shop Amazon at a rate of 2-4 % from the sum of the got goods without transfer cost.
The founder of the project Denis Kabalkin says that the idea of creation of similar service has come after some years of using eBay as the seller and the buyer. In search of increase in profit have started to use as well реферальную the program eBay basically in the market of Russia and the CIS. Quite often when the person sees a picture as a whole and already in what that for a long time "cooks" business necessarily there comes the moment of search of new ways. Approximately so it also has occurred. It would be certainly pleasant to appropriate originality of idea, but unfortunately make it Denis can't. After check the whole niche of the sites working in this area in the markets of Europe and America was found out. The name of this kind of electronic commerce - Cash Back.

Estimation of quantity and dynamics of users foreign trading platforms at founder Profitbid iridescent enough. By Denis's calculations thousand hundred Russian-speaking users eBay that will be typed. Now to open the account in payment system PayPal is any more the task for the Superman so users will grow only. According to the respondent not far off that time when the platform will open Russia officially.
Further Profitbid plans to expand the list of partner shops, auctions and in general затратных services. For today they make monetary returns from Skype, GoDaddy, Amazon, Boutique and eBay. The list will especially extend at the expense of the Russian systems. In this business the company, of course, counts on opinion of buyers, after all they solve what of shops is most popular and possesses a high index of trust.

Updatings of financial services

Eventually any service planned to long existence, enters new options which should increase loyalty of its users and the size of incomes of the service. In this context it is logical to mention the online scheduler of the personal finance «4 Envelopes» and the leviathan of business "Alpha bank".

«4 Envelopes» – the extremely useful site for understanding of own financial possibilities now and in the future both at stable incomes and expenses, and at emergency situations. We already wrote about this service and as its founder promised, in it paid services are entered. In «4 Envelopes» has appeared the VIP-version, giving a number of the possibilities inaccessible to usual users. Among them:
Access to the report on a monetary stream (shows, of what sum the user through the certain period of time will dispose);
Access to the report on the reserve sum (the system prompts the sum below which the balance of the user never will fall if there will be no unexpected expenditure and which can be liberated without serious consequences for demanded term);
Possibility simultaneously to have more than 15 active expenditure;
Well and, naturally, usually practised for платников priority support and answers to questions.

To subscribe on the vip the system version «4 Envelopes» it is very simple: to pay $1,95 for a month or $4,95 for a quarter (at payment by means of SMS leaves more expensive) enough. All money will go on development of the project and working out of new useful possibilities.

In general «4 Envelopes» turns in the serious scheduler of the personal finance.
In not times best for bank business the Alpha bank at last has paid attention to the virtual cards necessary for increase of safety of calculations for Internet purchases, and has made their virtual up to the end. Now through Internet bank "Alpha cliques" it is possible to let out independently card MasterCard for fulfillment of Internet purchases which won't have at all the physical carrier (earlier a virtual card all the same represented a plastic piece), but only necessary requisites – number, a name of the owner, an expiry date of action and a CVC2-code. The card to the chosen account becomes attached and the limited period – a maximum month (about a temporary restriction it is possible to learn only from conversation with the representative of bank, but not on an establishment site) operates.

For card "release" it is necessary to pay 49 roubles, and it is created instantly. That is it is possible to create for a small payment a virtual card directly for demanded payment operation and to put into the connected account only the demanded sum. Even if someone superfluous will obtain the given cards, to use to it it will not turn out. Also it is possible to establish a limit, more which it is impossible to pay for a card, independently to block/unblock and delete a card in Internet bank.

It is interesting, whether there will be sometime a hybrid of the good scheduler and good Internet bank?

Modeling investment

For the majority of people investment in securities – process absolutely not clear, but attractive. Cottages, yachts and mentions in lists Forbes in dreams to themselves draw many, but to understand, as the stock market functions, and that on it it is possible to do, is capable and everyone wants far not. For involving of such "fans" (to be exact their means) in an exchange turn financial bigwigs have once thought up PIFS. Recently American company Covestor Inc. Has started the alternative tool which it is possible to name as «modeling investment».

Online system Covestor Investment Management (in abbreviated form CVIM) gives the chance to users to follow automatically to the certain model copying actions other skilled or in general of professional investor. That is the system itself will make the same operations what someone spends another for the client.

The minimum deposit is necessary for an input in CVIM at a rate of $10 000 that it is a little – for personal broker service seed capital usually should be in tens times more. According to the founder and the head of the company Perr Blechera (Perry Blacher), the purpose – to give to investors access to the form of government money which was accessible only very much to men of means earlier.
After deposit entering, user CVIM fills a small questionnaire therefore the risk level on which it is ready to go is defined, and according to the deduced numerical value the system results some investment models with the same or smaller level. The user needs to choose only, what model (read the investor) to follow. Probably to follow and several, having divided the deposit sum. At any time it is possible to look at current and last results of the taken place autotransactions and at desire to replace used models of investment. For the services Covestor raises the commission at a rate of 0,5 % – 1,5 % annual from the sum of means of clients of a turn, that is earns not on quantity trading operations as that is done by usual brokers.

Investors, whose actions are accessible to copying by followers, are selected by company Covestor manually on the basis of their experience and results. "Fashion designers" are interested in the logical image in income bringing to the followers and increase in their number – the award depending on quantity of adherents is paid for it. As a matter of fact, it is a payment for an information openness – everything that they need to do for attraction of followers, it is favourable to dispose of own means.

Stock exchange Forex: a trading corridor, тиковый the schedule

If you were interested in specificity of work of a financial stock exchange Forex should know and understand as well as on what there it is possible to earn. In any trading terminal the basic tool are the schedule and the thinking bound with logic of the trader.

Trading corridor


If you were interested in specificity of work of a financial stock exchange, should know and understand how to earn on форекс. In any trading terminal the basic tool are the schedule and the thinking bound with logic of the trader. Any, even the beginning trader knows that the price of currency pair isn't necessary on a place, and that constantly moves in one, in other direction. So if to look at it in hardly wider time range it will be possible to see the similar periods: when the price doesn't rise above a certain point and also doesn't fall. In other words it is possible to spend two horizontal lines on maximum and floor price. It in language of traders also is called as a trading corridor. So the bottom line which the price reaches and turns back, will be called as a support line, and the line on which the price will be developed above on decrease, carries the name «a resistance line». Depending on the market and quantity of players on the given currency the corridor can be both wide, and narrow. Certainly, on each corridor it is necessary to consider and use the thought over strategy.
The trading corridor outwardly shows an approximate point of a turn of the price, but happens so that the price, for example, went upwards and, without reaching almost thirds of corridor size, has turned back, it is all depends on mood of the big weights of players. So, the more close the price steals up to certain level, the traders if traders are confident more start to be nervous that the price won't turn and don't close the transactions in considerable quantities can happen and corridor break so it doesn't disappear, and simply changes the frameworks and passes to the new prices. But it is necessary to understand that if you have decided to risk and not to close the transaction most likely will lose since пробитие a corridor not always it is possible to foresee precisely. With correct decisions the trader can be helped by fundamental and technical methods of analyses. Also remember that never it is necessary to go va-bank, the financial market of it "does not love".
The tikovyj schedule


The trader working in the currency market already long time, itself calculates and thinks out certain methods and laws in work форекса, does the certain analyses helping and giving the information. Also it is possible to take it and from the schedule, is more exact than schedules of the analyzed pair in different time scales. In the trading terminal it is possible to adjust the schedule for any period from a year about one minute that gives the chance to understand the market, its direction at time switching, and to do for itself certain conclusions and forecasts on the future movement of the price. Besides time scale the schedule can be adjusted on a various method of display of results, for example, linear, the schedule of bars, a Japanese candle. Each of the listed methods of a conclusion of the information has pluses and lacks, but besides these kinds also is available and тиковый the schedule which, unfortunately, by very few people is used for the designated purpose. It shows to the trader any fluctuation within seconds, in other words it shows, than there lives a stock exchange форекс, its interest and mood in the fastest display. Under this schedule, certainly, you will not make any powerful conclusions, but for work as a method скальпирования it can very much even is strong help. So, for example, the trader has made the forecast, has defined a corridor and is going to enter into the market, but doesn't know precisely when it to do, or simply doubts. If it is switched on тиковый the schedule can see a point of a turn of the price in its most origin that will bring to it more profits and smaller chance of loss. Thus, becomes clear that it is necessary to try to use in the trade as much as possible various tools for большей confidence of correctness of the actions.

The bank credit: how to save?

More and more people prefer at purchase of apartment, the car, the computer or other goods to take the credit in bank. And the banks, rendering similar services now it is enough. But not all know how correctly to take the bank credit, and that the most important thing how to make expenses for its repayment minimum.

For reduction of expenses at credit payment it is necessary to remember some rules. The main thing from them – is necessary to take the credit in bank on the most favourable conditions. For this purpose it is necessary to submit demands for loan reception simultaneously to some banks. Then, having familiarized with conditions in each of them, it is necessary to choose the optimum offer.
Having chosen bank, it is necessary to be defined with currency of the credit and its kind (long-term or short-term). Overpayments under the long-term credit finally will appear above, than on short-term. But on the last monthly it is necessary to pay much higher percent. The currency should be chosen depending on currency of a source of the incomes. Besides, having chosen the credit in bank in foreign currency, on the interest rate it is possible to save about 1-2 % a month. But it concerns only short-term loans (till 12 months).

Besides bank credits I exist also express credits which can be issued on the corresponding goods in modern shops. But it not the most favourable kind of crediting as at its use it will not be possible to save. At credit registration it is very important to define size of an initial payment. To provide the best conditions at crediting, it is necessary to make an initial payment whenever possible maximum.
Making out the credit in bank, you also should study the contract in details. Thus it is necessary to pay attention to presence at the contract of position that the bank hasn't the right to change the size of the interest rate unilaterally. In a case if such point in the document isn't present, it is necessary to take care of its inclusion. It will allow to avoid further unpleasant surprises from bank. Also it is important to familiarize with penalties which are provided by bank in various cases.

And the most important way of minimization of expenses under the credit is timely entering of payments.

Trading Systems Forex

Market Forex (FOReign EXchange market) - the interbank market generated in 1971 when international trade has passed from fixed rates of currencies to the swimming.



It is set of transactions of agents of the currency market on an exchange of the stipulated sums of monetary unit of one country for currency another at the coordinated course for certain date. At an exchange the course of one currency concerning another is defined very simply: supply and demand – an exchange which both parties agree.


The market Forex - highly liquid highly profitable and highly risky

The market which works five days in a week without interrupting for the Russian holidays, 24 hours a day worldwide.
In usual life each person faces market Forex imperceptibly for itself paying off for purchases by a currency card the visa, recharging on a mobile phone, changing currency in an exchanger, buying the ticket aboard the plane, etc.

In the beginning of formation of market FOREX banks had a necessity fast envelopes of currencies for execution of the obligations and obligations of clients.



In due course turns have increased also trading systems, and also many banks have found out that after carrying out of all obligations on converting of clients the bank on it has got good profit.

It has led to formation of system and definition of rules of Trade in the market (форекс analytics). With development of new technologies banks have opened access to market Forex to the clients, giving the chance to earn clients on a difference of currencies and to get additional profit from trading operations of clients raising the commission in the form of carrying over of a position of the client since one day in another and collection of the fixed compensation at carrying out by the client of trading operation in market Forex. The auctions in market Forex share on some continuous sessions Asian, American, European these working hours of the basic participants in market Forex at this time there are news, statistics, the data of these regions. The client can work at any convenient time for it, the market is equally liquid at any time.
Working in market Forex you receive so-called "shoulder" which strengthens your capital in 100 times. Roughly speaking, if at you is on account 1000$ you can make transactions with a prize 100 000$


You can earn the capital!!!

How to earn on investments on the Internet

At many the moment when money in the keeper collects comes sooner or later, and there is a question where it is possible to enclose them that they made profit. It is possible to find the person for кредитирования through trust limits, but thus earnings will make 5 % a month.

Intraday Investment Group – the company which is engaged in trust management by the capital at stock exchange Forex and in the market of futures. Operate investments a command skilled трэйдеров thanks to which efforts this work on the Internet is profitable.

John Vajtmor who in 2005 has suggested colleagues Michel Rohneru and Victor Grekovu to unite knowledge for creation and management by large investment fund has created IIG independent трэйдер. In the same 2005 in fund money has been put up by the first investors. To 2007 IIG it was accessible to only limited circle of people. Contributions were accepted from $5000, and the information on the company extended through the familiar.
In 2007 site IIG for what high quality experts in sphere the Internet of technologies have been involved has been created. The site has allowed to use company services to any interested person, and now earnings on the Internet are accessible to all. Old clients of the company also are served now online that has accelerated many processes. For example, all contributions are accepted now in an automatic mode that allows to accept the small sums, therefore today everyone can force to work money.

Web browser "Opera" marks this website as «the Checked up knot». It means that the knot has been checked up by the third entrusted party, not brought in ЧС (the black list) Opera.

- Protected report HTTPS - protection of accounts against hackers;
- Report SSL - protection against swindle.

The password consists of thirty symbols, each of any 6 symbols is entered manually at помоши "Virtual keuboard"! On a conclusion of means passwords single, 50 pieces all them!
The daily statistics shows charges of dividends of all investors. The days off of the count it is noted by figure "0". Charges it is carried out from 9.00 till MOSCOW TIME by results for yesterday.

The real average percent makes 1 % have arrived that means that in couple of months the contribution already to double.

Everyone, probably, interests, for what the company pays such percent. A simple language it speaks so: money simply does twice more money on форексе, they work. About форекс it is not necessary to write much, everyone who was interested once in earnings on the Internet knows that it. However independently to trade risky, it is better to entrust money to professionals.

Analytics of a course or who supervises over US dollar.

Analysts of many countries including from Societe Generale assert that the dollar nevertheless gradually falls on the verge ребаланса costs of oil, ores and grain because of their quantitative reduction.
For example, in the bank of the Russian Federation have noticed that fears of growth of inflation in the country on means of generous fall of rate ФРС have very "quickly replaced all conversations on a theme of threat of recession. Though to dollar from it and it is not easier. Not so long ago the dollar (as actually and yen) at the recession could return insignificant losses. On an analyst of experts in currencies, it is promoted by falling of index Nikkei. And also on the general background the FRS-RISK has considerably increased that provokes also restoration of former positions carry trade. The Dollar exchange rate at the auctions across Europe was a little fixed, and at once dealers come out with the assumptions that the reason for that conversations on an astable financial situation on Philippines.

Who supervises over dollar for today? Everyone at desire can easily calculate, where exactly the American currency will go. For example, Russia observes of destiny of dollar especially steadfastly, it appears, on that is the reason... Today as "fans" of dollar people who pays it the credit in a considerable quantity act and is constant or rent. Here they always reflect, what is better to pick up the moment for purchase of dollars or for a case to take the credit without huge losses in the future. Even analytical forecasts appear occasionally erroneous.
Besides, in Russia not only simple people puzzle, will cost how many dollar for tomorrow. Professionals also are in constant confusion and not seldom get to deadlock. And so the basic engine of dollar is the news background. It brings any economic data from зарубежа and they can how to drop easily downwards dollar, and again it to lift from a non-existence. It is actually very surprising, but it appears, the information is capable to put shattering change not only to a dollar exchange rate, but also even to laws!
After all if news come to inhabitants of the country good, for example, about unemployment reduction also the currency will be in plus and also on the contrary

The business organization on stamping of souvenir coins

Tourist season – time of the big expenditure for one, and simultaneously the big earnings for others. Here, certainly, means tourists and enterprising businessmen accordingly. To earn on tourists it is possible or entertaining them, offering various excursions and show, or selling it numerous souvenirs from memorable places.

Original idea of own business have thought up умельцы from the small company working in one of resort small towns of Altai. They have thought up how to unite these two approaches in one rather profitable business. Children have developed the special equipment which allows any person to rap out independently to itself for memory a souvenir coin with the image and original symbolics of a resort place.
Process of manufacturing of a souvenir is very simple, for this purpose monetary preparation, in size with a five-rouble coin, is located in a small steel press in which the special stamping stamp with the volume image put on it which will be rapped out on a coin is built in. After that press surfaces are closed among themselves, and the buyer needs to take only in hands a hammer and with force to strike on the top cover of a press. As a result the tourist happy with process, receives the memorable coin.

Unusual service has appeared is claimed not only on crowded tourist routes, but also among advertizing and event agencies. With their help service began to be in great demand at carrying out of various celebrations (wedding, anniversaries, корпоративы), and also at exhibitions (stamping of firm symbolics), various промо and BTL actions. Service is in great demand among owners of restaurants, cafe, hotels, parks of entertainments, aquaparks, etc. Visitors, for a moderate payment, mint coins with institution symbolics. People carry away these coins with themselves and show to the friends, acquaintances and colleagues. Thus, the owner of an institution gets profit on stamping of coins, and also provides advertizing of the institution.
One such «the Monetary attraction» brings on the average 50-70 thousand roubles a month, thus expenses for its operation make no more than 15-20 %. Here some figures which demonstrate profitability of a monetary attraction:
Cost of rent of the earth of 1-2 sq.m. in a passable tourist place: on the average 4-6 thousand rbl. a month;
Salary of the operator: 10000 rbl. + % from sales;
The price of monetary preparation for partners: 30 rbl.;
The minimum quantity of clients in day: 10-15 people;
The price of service for klientov:200-300 rbl.;
The full recoupment of the equipment comes in 1-2 months

Thus, after a full recoupment of the equipment, that is, in 1-2 months, «the Monetary attraction» starts to work with profitability about 500-600 % (simple arithmetics: incomes a minus expenses).

Now at the disposal of the company such 6 points, staff has grown to eight persons. At children the big plans for the future summer season, thus as experiment at correct advancement «the Monetary attraction» shows is capable to bring quite good money all year long.
Now our company suggests you to begin own business and to become the first in the region. The market of the given service only starts to be formed to Russia and the CIS, however does it by fast enough rates. We have made everything to facilitate your problem: offering a package for ready business «the Monetary attraction» - we have already thought over all details for you, minimized your expenses and have lowered risks. We can tell with confidence that this business works, and works successfully. We were convinced of it on an example of several regions of Russia.

Getting at us a starting package of business «the Monetary attraction», you receive business "on a turn-key basis". In the complete set there is everything that is necessary for fast start:
The complete set of the special equipment for stamping of souvenir coins;
Some individual cliches for stamping (drawing - any on your taste)
Expendable materials for stamping;
The business plan with in detail described strategy of advancement of service;
The complete set of advertizing materials;
Free technical support.
Advantages of business with us:
Process of manufacturing of coins by means of our equipment completely manual also doesn't demand an electricity;
«The monetary attraction» can be established, is absolute in any place (both indoors, and in the street);
For its placing the minimum area (enough only 1 sq.m.) is required;
All process of manufacturing of a souvenir occurs in the face of the buyer;
The buyer himself is directly involved in process of manufacturing of a memorable souvenir – that favourably allocates the given kind of souvenirs on the general background;
At the minimum starting investments the high profit level (a recoupment package business is reached in 1-2 months) is provided;
Profitableness of business at recoupment achievement makes 500-600 % (the cost price of preparation of 30 roubles – recommended sale price – 200-300 roubles).
1 year of a guarantee on all components of installation for stamping of coins.

New technique of bookmaker rates on sports.

There is one developed and checked up system of game on bookmaker rates on sports. Well, of course, if you understand sports a little, but it isn't obligatory. The main thing – to understand a principle. Having studied the given technique, you never burn through because of ставкок on sports, and at the thought over planned game can provide yourself on all life. In advance it would be desirable to warn, if you very keen person, i.e. can't supervise the emotions and personal predilections during game, like to stake on the favorite team then it is better to you to close this page! Abstract from football привязаннойтсей and be guided exclusively by factors and common sense.
Technique principle at bookmaker rates on sports.

Be registered you can in any bookmaker office, for example here. It is very simple scheme, it more применительна to football, especially to matches of a Champions League, the Cup of UEFA, Kubka Intertoto. Also will approach also to games playoff NBA, NHL. Those matches where it is spent on two games. It turns out, one command once will play at house stadium in the city (house) and once at stadium of the contender (on a visit). Especially pay attention to little-known commands therefore as factors on them are most irrational, i.e. or are too overestimated at one command, on another are accordingly underestimated.

For example, two little-known commands play. - Kerenn – Lillestrem. Reciprocal game in the field of Kerenna. Not each football fan will tell, who here the outsider, and who the favourite. We will tell more, many football fans at all don't know such commands. That is why this method can approach all.
Let's look at result of the first game in the field of Lilistrema, it has come to the end with account 2-1 in favor of Lilistrema. Under the account you will tell nothing, however, for some reason in reciprocal game (in the field of Kerenna) Lilistrem was considered as the favourite, the outsider was Kerenn. The factor on its victory (a command of Kerenn) makes 13.0! I.e. from 10 roubles you receive 130 roubles, and from 100 roubles – 1300 roubles etc. Factor on a victory of Lilistrema very low 1,2. To tell the truth, sense on it to put isn't present. First, in itself low коэффицент even in case you will guess, won't bring to you the big money. Secondly, if we look at the first game the victory of Lilistrema with the minimum account (2-1), gives very low probability that in the field of the contender they will win. Defeat in modern football in the field of the contender with the minimum account of an abacus leaves good chances to a command-contender both on a victory and on an exit in the following round. As on the football statistics the factor of the field (i.e. Game at native stadium at complete support of the fans) is in an overwhelming case solving in an outcome to a meeting.
If we take about equal commands on force, And and B.Komanda And has won on the home field 2-1, you will put what outcome on the second game? Certainly, a victory of the team on the home field!

Yes, probably you will tell that Lilistrem plays more strongly, and can has spent not the most successful home match. But it turns out that according to the declared factors, Lilistrem on a visit (that Lilistrem who has won houses only 2-1, ostensibly, outsider Kerenn), plays 13 times more strongly, than Kerenn playing the houses! Whether it seems to you, коэффиценты on a victory of Kerenna, to put it mildly, are too overestimated. As a result, we look Kerenn has won 1-0 on the home field. We remove, 1300 roubles from 100 roubles.

And it at all a single instance, we look factors at other steams: Маттерсбург - (10) – Aktobe (1.2). The first match of Aktobe of the house has won with the minimum account 1-0. And chances in a reciprocal meeting on a victory of Mattersburga too it is underestimated. As a result of Mattersburg wins 4-2.
The sense of idea consists what to find about such 10-15 similar matches where the first game has ended with the minimum account, and in reciprocal game chances of a victory, ostensibly, the outsider playing native walls several times are underestimated, and consequently коэффиценты is incommensurable above (beginning from 10.0), than should be (an example of such factors, 10.0, 15.0, 25.5 etc.). After you choose similar matches, put on a victory of each of owners (on their victory will be overestimated коффициенты) the equal sums.

To check up this idea in practice, try to stake to begin with on sports at a rate of the small sums, we will tell on 10 roubles. In case of 1 of 10-15 guessed outcomes, you already pay back all staked and moreover, be the winner. посудите logically, you have 10 matches. In the previous matches, ostensibly, outsiders (though the account at all doesn't reflect what exactly they outsiders) have lost on departure with the minimum account or have played a drawn game. What chances, what at least 1 of 10 matches will come to the end with a victory of owners? And 1 from 15 matches?! Are very high!

Business without investments

For the majority of people "business without investments" means absence of risk of financial losses. Now we will find acknowledgement to often repeating phrase: «to begin the business, it is enough to have not money, and idea and desire». The people, wishing to become businessmen on such basis, hiring of professional employees, advertizing campaign carrying out etc. Thus should realize that such pleasures as office rent will be inaccessible to their business, in business without investments some positions are easily replaced. For example, in business the center own apartment of the businessman can easily replace the rented office, and instead of a scale advertizing campaign emergency coverage of the nearest environment of methods «сарафанного radio» is spent.
What pluses in business without investments are found by supporters of this original business?

1. The insurance from regular checks of tax, fire and other services. Microscopic scales of business without investments such services, as a rule, don't interest.

2. The insurance from the big financial losses. The greatest expenses which are born by the businessman are time and power expenses.

So, in what spheres has prospect business without investments?
In - the first, it is sphere of services. Delivery of dinners in office, service of the personal tailor, rendering in-home hairdressing salons, маникюрных services, sticking-up of announcements, express services etc. we Will consider some spheres of business which are lately most popular.
Coffee automatic machines or вендинг.
We don't discuss that variant вендинга when it is necessary to get in personal property one and more coffee automatic machine. Large вендинговые the companies often suggest to lease them second-hand automatic machines. And the businessman, independently choosing a passable and mass place visiting of people, concludes with the proprietor of a premise the contract and establishes there the automatic machine. Other question – and whether in this place will be popular services of the automatic machine or it time most part will stand idle, without bringing profit to the суб – to the owner.

One more variant business and without investments - a writing of term papers, control, degree, abstracts. Also it is possible to consider possibility of the arrangement with the teacher about the organization of sessions.
For the people understanding in the computer technics, there will be is interesting following offer. Some companies, developers modern, and even the non-standard computer technics of periphery suggest inhabitants of cities of the Russian Federation to represent itself as their dealer.

Creative, active people, and also teachers, probably will accept a variant of the organization of holidays and corporate parties. The demand of this kind of business last years grows, and especially in New Year and the spring final.
It is not dependent on the size and character of investments in the business, one component of business remains invariable. It is a question of readiness and ability to overcome difficulty on a way of the businessman. After a victory over obstacles, the person beginning the business becomes the successful businessman.