Sunday, October 3, 2010

Updatings of financial services

Eventually any service planned to long existence, enters new options which should increase loyalty of its users and the size of incomes of the service. In this context it is logical to mention the online scheduler of the personal finance «4 Envelopes» and the leviathan of business "Alpha bank".



«4 Envelopes» – the extremely useful site for understanding of own financial possibilities now and in the future both at stable incomes and expenses, and at emergency situations. We already wrote about this service and as its founder promised, in it paid services are entered. In «4 Envelopes» has appeared the VIP-version, giving a number of the possibilities inaccessible to usual users. Among them:
Access to the report on a monetary stream (shows, of what sum the user through the certain period of time will dispose);
Access to the report on the reserve sum (the system prompts the sum below which the balance of the user never will fall if there will be no unexpected expenditure and which can be liberated without serious consequences for demanded term);
Possibility simultaneously to have more than 15 active expenditure;
Well and, naturally, usually practised for платников priority support and answers to questions.

To subscribe on the vip the system version «4 Envelopes» it is very simple: to pay $1,95 for a month or $4,95 for a quarter (at payment by means of SMS leaves more expensive) enough. All money will go on development of the project and working out of new useful possibilities.

In general «4 Envelopes» turns in the serious scheduler of the personal finance.
In not times best for bank business the Alpha bank at last has paid attention to the virtual cards necessary for increase of safety of calculations for Internet purchases, and has made their virtual up to the end. Now through Internet bank "Alpha cliques" it is possible to let out independently card MasterCard for fulfillment of Internet purchases which won't have at all the physical carrier (earlier a virtual card all the same represented a plastic piece), but only necessary requisites – number, a name of the owner, an expiry date of action and a CVC2-code. The card to the chosen account becomes attached and the limited period – a maximum month (about a temporary restriction it is possible to learn only from conversation with the representative of bank, but not on an establishment site) operates.

For card "release" it is necessary to pay 49 roubles, and it is created instantly. That is it is possible to create for a small payment a virtual card directly for demanded payment operation and to put into the connected account only the demanded sum. Even if someone superfluous will obtain the given cards, to use to it it will not turn out. Also it is possible to establish a limit, more which it is impossible to pay for a card, independently to block/unblock and delete a card in Internet bank.

It is interesting, whether there will be sometime a hybrid of the good scheduler and good Internet bank?

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